Fitness

Heart Rate Zone Calculator: Train at the Right Intensity (2026)

Calculate your maximum heart rate and 5 training zones using Fox, Tanaka, Gulati, or Karvonen formulas. Learn which zone burns fat, builds endurance, and improves performance.

  • UpdatedJan 4, 2026
  • Reading time5 min read

Heart Rate Zone Calculator: Train at the Right Intensity

Training in the right heart rate zone makes your workouts more effective. Whether your goal is fat loss, endurance, or peak performance, our Heart Rate Zone Calculator helps you find your personalized zones.

Calculate your zones →

Maximum Heart Rate Formulas

1. Fox Formula (Most Common)

HRmax = 220 - age

Simple but less accurate for older adults.

2. Tanaka Formula (More Accurate)

HRmax = 208 - 0.7 × age

More accurate for people over 40. Recommended by many exercise physiologists.

3. Gulati Formula (Women-Specific)

HRmax = 206 - 0.88 × age

Developed specifically for women, who tend to have lower max HR than men.

4. Karvonen Formula (Most Individualized)

Target HR = ((HRmax - resting HR) × intensity%) + resting HR

Uses your resting heart rate for a personalized zone. Requires measuring your resting HR.

The 5 Training Zones

Zone% of Max HRPurposeFeel
Zone 150–60%Recovery, warm-upVery easy, can talk freely
Zone 260–70%Fat burn, aerobic baseEasy, can hold a conversation
Zone 370–80%Aerobic enduranceModerate, short sentences only
Zone 480–90%Anaerobic thresholdHard, can only say a few words
Zone 590–100%VO₂ max, peak powerMaximum effort, can't talk

The "Fat Burning Zone" Myth

Zone 2 (60–70% of max HR) is called the "fat burning zone" because a higher percentage of calories burned come from fat. However:

  • Higher intensity burns more total calories — including more total fat calories
  • Zone 2 is still valuable — builds aerobic base, easier to sustain longer
  • Best approach — Mix both low-intensity (Zone 2) and high-intensity (Zone 4–5) training

How to Measure Resting Heart Rate

  1. Measure first thing in the morning, before getting out of bed
  2. Find your pulse at wrist (radial) or neck (carotid)
  3. Count beats for 60 seconds (or 30 seconds × 2)
  4. Average over 3 mornings for accuracy
Resting HRFitness Level
60 or belowExcellent (athlete)
60–69Good
70–79Average
80–89Below average
90+High (consult doctor)

Training by Zone: Workout Examples

Zone 2 (Fat Burn / Endurance)

  • 45–90 minutes of easy jogging or cycling
  • Can hold a conversation
  • 3–4 sessions per week

Zone 4 (Anaerobic / Performance)

  • 4 × 4 minute intervals at 85–90% max HR
  • 3 minutes recovery between intervals
  • 2 sessions per week maximum

Zone 5 (VO₂ Max)

  • 30-second sprints at 95% max HR
  • 30-second recovery
  • 10–15 rounds
  • 1 session per week

Calculate calories burned → Plan your fitness routine →

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